IBPS Clerk English Language Questions with Answers Practice online test 19

Description: free IBPS Clerk English Language Questions with Answers Practice test 19 for IBPS Clerk Preliminary and Main online test Prepare bank Clerk banking mock exams adda

1 . In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningfully complete.

The framework released by the RBI for entry and expansion of foreign banks in India makes sense. If foreign banks do enter India, it would drive local banks to become $(1)$ efficient and encourage mergers and acquisitions.These banks will also bring $(2)$technology and expertise to foster financial inclusion. The RBI's final rules provide a foreign bank nearly the $(3)$ freedom as a private sector bank in opening branches if it takes the form of a local subsidiary. New or existing $(4)$ will have to set up whollyowned arms if they are systemically important foreign banks, or banks that have a complex $(5)$or those that do not have adequate disclosure requirement in their home jurisdictions or offer home residents preferential protection in case of a problem.

However, those present in India before August 2010 - Citi, HSBC and Standard Chartered - have the $(6)$to continue as branches. Rightly, the regulator must encourage their conversion into local subsidiaries, following Indian laws. It will ring-fence the capital and assets of the bank within India and $(7)$ effective risk control. Incentives by way of operational freedom could persuade some banks to $(8)$ into wholly-owned subsidiaries. India is a growing market and more branches would do no harm. However, technology has made physical branch networks much less $(9)$today. An example is the credit card $(10)$ of foreign banks that has far surpassed their branch-network size
$(2)$
A.  down B.    in
C.  up D.    around
E.    forward
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2 . In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningfully complete.

The framework released by the RBI for entry and expansion of foreign banks in India makes sense. If foreign banks do enter India, it would drive local banks to become $(1)$ efficient and encourage mergers and acquisitions.These banks will also bring $(2)$technology and expertise to foster financial inclusion. The RBI's final rules provide a foreign bank nearly the $(3)$ freedom as a private sector bank in opening branches if it takes the form of a local subsidiary. New or existing $(4)$ will have to set up whollyowned arms if they are systemically important foreign banks, or banks that have a complex $(5)$or those that do not have adequate disclosure requirement in their home jurisdictions or offer home residents preferential protection in case of a problem.

However, those present in India before August 2010 - Citi, HSBC and Standard Chartered - have the $(6)$to continue as branches. Rightly, the regulator must encourage their conversion into local subsidiaries, following Indian laws. It will ring-fence the capital and assets of the bank within India and $(7)$ effective risk control. Incentives by way of operational freedom could persuade some banks to $(8)$ into wholly-owned subsidiaries. India is a growing market and more branches would do no harm. However, technology has made physical branch networks much less $(9)$today. An example is the credit card $(10)$ of foreign banks that has far surpassed their branch-network size
$(3)$
A.  equivalent B.    likely
C.  duplicate D.    differnt
E.    same
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3 . In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningfully complete.

The framework released by the RBI for entry and expansion of foreign banks in India makes sense. If foreign banks do enter India, it would drive local banks to become $(1)$ efficient and encourage mergers and acquisitions.These banks will also bring $(2)$technology and expertise to foster financial inclusion. The RBI's final rules provide a foreign bank nearly the $(3)$ freedom as a private sector bank in opening branches if it takes the form of a local subsidiary. New or existing $(4)$ will have to set up whollyowned arms if they are systemically important foreign banks, or banks that have a complex $(5)$or those that do not have adequate disclosure requirement in their home jurisdictions or offer home residents preferential protection in case of a problem.

However, those present in India before August 2010 - Citi, HSBC and Standard Chartered - have the $(6)$to continue as branches. Rightly, the regulator must encourage their conversion into local subsidiaries, following Indian laws. It will ring-fence the capital and assets of the bank within India and $(7)$ effective risk control. Incentives by way of operational freedom could persuade some banks to $(8)$ into wholly-owned subsidiaries. India is a growing market and more branches would do no harm. However, technology has made physical branch networks much less $(9)$today. An example is the credit card $(10)$ of foreign banks that has far surpassed their branch-network size
$(4)$
A.  contestants B.    aspirant
C.  entrants D.    candidates
E.    petitioners
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4 . In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningfully complete.

The framework released by the RBI for entry and expansion of foreign banks in India makes sense. If foreign banks do enter India, it would drive local banks to become $(1)$ efficient and encourage mergers and acquisitions.These banks will also bring $(2)$technology and expertise to foster financial inclusion. The RBI's final rules provide a foreign bank nearly the $(3)$ freedom as a private sector bank in opening branches if it takes the form of a local subsidiary. New or existing $(4)$ will have to set up whollyowned arms if they are systemically important foreign banks, or banks that have a complex $(5)$or those that do not have adequate disclosure requirement in their home jurisdictions or offer home residents preferential protection in case of a problem.

However, those present in India before August 2010 - Citi, HSBC and Standard Chartered - have the $(6)$to continue as branches. Rightly, the regulator must encourage their conversion into local subsidiaries, following Indian laws. It will ring-fence the capital and assets of the bank within India and $(7)$ effective risk control. Incentives by way of operational freedom could persuade some banks to $(8)$ into wholly-owned subsidiaries. India is a growing market and more branches would do no harm. However, technology has made physical branch networks much less $(9)$today. An example is the credit card $(10)$ of foreign banks that has far surpassed their branch-network size
$(5)$
A.  structure B.    construction
C.  architecture D.    texture
E.    configuration
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5 . In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningfully complete.

The framework released by the RBI for entry and expansion of foreign banks in India makes sense. If foreign banks do enter India, it would drive local banks to become $(1)$ efficient and encourage mergers and acquisitions.These banks will also bring $(2)$technology and expertise to foster financial inclusion. The RBI's final rules provide a foreign bank nearly the $(3)$ freedom as a private sector bank in opening branches if it takes the form of a local subsidiary. New or existing $(4)$ will have to set up whollyowned arms if they are systemically important foreign banks, or banks that have a complex $(5)$or those that do not have adequate disclosure requirement in their home jurisdictions or offer home residents preferential protection in case of a problem.

However, those present in India before August 2010 - Citi, HSBC and Standard Chartered - have the $(6)$to continue as branches. Rightly, the regulator must encourage their conversion into local subsidiaries, following Indian laws. It will ring-fence the capital and assets of the bank within India and $(7)$ effective risk control. Incentives by way of operational freedom could persuade some banks to $(8)$ into wholly-owned subsidiaries. India is a growing market and more branches would do no harm. However, technology has made physical branch networks much less $(9)$today. An example is the credit card $(10)$ of foreign banks that has far surpassed their branch-network size
$(6)$
A.  discretion B.    free will
C.  prerogative D.    option
E.    claim
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6 . In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningfully complete.

The framework released by the RBI for entry and expansion of foreign banks in India makes sense. If foreign banks do enter India, it would drive local banks to become $(1)$ efficient and encourage mergers and acquisitions.These banks will also bring $(2)$technology and expertise to foster financial inclusion. The RBI's final rules provide a foreign bank nearly the $(3)$ freedom as a private sector bank in opening branches if it takes the form of a local subsidiary. New or existing $(4)$ will have to set up whollyowned arms if they are systemically important foreign banks, or banks that have a complex $(5)$or those that do not have adequate disclosure requirement in their home jurisdictions or offer home residents preferential protection in case of a problem.

However, those present in India before August 2010 - Citi, HSBC and Standard Chartered - have the $(6)$to continue as branches. Rightly, the regulator must encourage their conversion into local subsidiaries, following Indian laws. It will ring-fence the capital and assets of the bank within India and $(7)$ effective risk control. Incentives by way of operational freedom could persuade some banks to $(8)$ into wholly-owned subsidiaries. India is a growing market and more branches would do no harm. However, technology has made physical branch networks much less $(9)$today. An example is the credit card $(10)$ of foreign banks that has far surpassed their branch-network size
$(7)$
A.  endow B.    enable
C.  qualify D.    approve
E.    let
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7 . In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningfully complete.

The framework released by the RBI for entry and expansion of foreign banks in India makes sense. If foreign banks do enter India, it would drive local banks to become $(1)$ efficient and encourage mergers and acquisitions.These banks will also bring $(2)$technology and expertise to foster financial inclusion. The RBI's final rules provide a foreign bank nearly the $(3)$ freedom as a private sector bank in opening branches if it takes the form of a local subsidiary. New or existing $(4)$ will have to set up whollyowned arms if they are systemically important foreign banks, or banks that have a complex $(5)$or those that do not have adequate disclosure requirement in their home jurisdictions or offer home residents preferential protection in case of a problem.

However, those present in India before August 2010 - Citi, HSBC and Standard Chartered - have the $(6)$to continue as branches. Rightly, the regulator must encourage their conversion into local subsidiaries, following Indian laws. It will ring-fence the capital and assets of the bank within India and $(7)$ effective risk control. Incentives by way of operational freedom could persuade some banks to $(8)$ into wholly-owned subsidiaries. India is a growing market and more branches would do no harm. However, technology has made physical branch networks much less $(9)$today. An example is the credit card $(10)$ of foreign banks that has far surpassed their branch-network size
$(8)$
A.  manipulate B.    mutate
C.  transfer D.    turn
E.    convert
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8 . In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningfully complete.

The framework released by the RBI for entry and expansion of foreign banks in India makes sense. If foreign banks do enter India, it would drive local banks to become $(1)$ efficient and encourage mergers and acquisitions.These banks will also bring $(2)$technology and expertise to foster financial inclusion. The RBI's final rules provide a foreign bank nearly the $(3)$ freedom as a private sector bank in opening branches if it takes the form of a local subsidiary. New or existing $(4)$ will have to set up whollyowned arms if they are systemically important foreign banks, or banks that have a complex $(5)$or those that do not have adequate disclosure requirement in their home jurisdictions or offer home residents preferential protection in case of a problem.

However, those present in India before August 2010 - Citi, HSBC and Standard Chartered - have the $(6)$to continue as branches. Rightly, the regulator must encourage their conversion into local subsidiaries, following Indian laws. It will ring-fence the capital and assets of the bank within India and $(7)$ effective risk control. Incentives by way of operational freedom could persuade some banks to $(8)$ into wholly-owned subsidiaries. India is a growing market and more branches would do no harm. However, technology has made physical branch networks much less $(9)$today. An example is the credit card $(10)$ of foreign banks that has far surpassed their branch-network size
$(9)$
A.  relevant B.    compatible
C.  suited D.    admissible
E.    proper
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9 . In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningfully complete.

The framework released by the RBI for entry and expansion of foreign banks in India makes sense. If foreign banks do enter India, it would drive local banks to become $(1)$ efficient and encourage mergers and acquisitions.These banks will also bring $(2)$technology and expertise to foster financial inclusion. The RBI's final rules provide a foreign bank nearly the $(3)$ freedom as a private sector bank in opening branches if it takes the form of a local subsidiary. New or existing $(4)$ will have to set up whollyowned arms if they are systemically important foreign banks, or banks that have a complex $(5)$or those that do not have adequate disclosure requirement in their home jurisdictions or offer home residents preferential protection in case of a problem.

However, those present in India before August 2010 - Citi, HSBC and Standard Chartered - have the $(6)$to continue as branches. Rightly, the regulator must encourage their conversion into local subsidiaries, following Indian laws. It will ring-fence the capital and assets of the bank within India and $(7)$ effective risk control. Incentives by way of operational freedom could persuade some banks to $(8)$ into wholly-owned subsidiaries. India is a growing market and more branches would do no harm. However, technology has made physical branch networks much less $(9)$today. An example is the credit card $(10)$ of foreign banks that has far surpassed their branch-network size
$(10)$
A.  field B.    work
C.  bussiness D.    function
E.    occupation
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10 . Read the following passage carefully and answer the questions given below it. Certain words/phrases in the passage are printed in bold to help you locate them while answering some of the questions.

When we Indians are starved of things to feel proud about, the appointment of Satya Nadella as the CEO of the iconic Microsoft has given us a reason to take pride in the success of a fellow Indian.

Not only is Satya Indian by birth, he went to ordinary schools and colleges, got to the top on his own merit and, most of all, remained a nice, normal and humble guy. We can relate to Satya and his journey in a way that we can't relate to, say, Steve Jobs or Bill Gates, and that's what is so inspiring. In his success, we see the possibility of our own success. At a time where young people are looking for role models to $emulate$, Satya is certainly a wonderful one. However, at least one commentator has stirred a hornet's nest by asking if Satya's success is, in fact, a slap in our face. Could Satya have become the CEO of a major Indian company? Or did he have to leave the country to succeed? Cor porate India is dominated by family businesses. The right genes are still an important requisite for ultimate success. But this is changing slowly Even promoters are slowly $ceding$ the CEO job to loyal professionals. There are a handful of important companies where shareholding is diversified and that have had professional CEOs for a long time: the Tata group, HDFC,ICICI and Larsen & Toubro, for example. The problem here is that there are so few of them and the CEO tenure in these firms is so long that it creates few opportunities for new leaders to rise.

Our many public sector companies $emasculate$ their leaders so much that no competent professional would seriously consider leading these important $behemoths$. Finally, there are multinationals like HUL, Suzuki and Samsung. In these firms, most important decisions are made outside India and so, a promising leader has to leave India and get back to headquarters to rise. So, it is indeed true that India is still a small pond for an ambitious and talented professional manager. Hopefully, as Indian firms globalise and professionalise and more entrepreneurial firms achieve scale, this will change. But in the short term, the best opportunities for the very best talent are still outside India. Another question worth asking is whether a nonIndian immigrant could have risen to the top of one of our iconic firms. The strength of the US is that it is able to attract and $assimilate$ immigrants of incredible ability. Intel, Google and Yahoo! were all started by immigrants. Indian immigrants run important firms such as Microsoft, Master Card and Pepsi. But how attractive and open is India to global talent?

Would, and could, a brilliant Bangladeshi, Nepali or Sri Lankan make it to the top in India? Could an American or European be a future CEO of Mahindra, Airtel or Infosys? Globally, business success is increasingly driven by innovation and entrepreneurship and skilled talent do disproportionately well.

As Indian companies try to succeed globally, they must become more open to talent carrying different passports. India will need to examine immigration policies to welcome skilled professionals.

For all our complaints about the US' restrictions on immigration of skilled workers, we ourselves remain quite closed. If we could make India a less challenging place to do business and if we could become more welcoming of high-end talent regardless of nationality we would reverse the brain drain and become a magnet for innovators and entrepreneurs who would revitalise our economy in unimaginable ways.
In what way can Satya Nadella be a help for Indian guys?
A.  Satya being a fellow of Indian origin can help Indian students out of way. B.    Satya can be a role model and inspiration for young Indians.
C.  He can help Indian IT industry by imparting special training to Indian technocrats D.    He can help set up more Microsoft offices in India
E.    None of these
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