IBPS Clerk English Language Questions with Answers Practice online test 33

Description: free IBPS Clerk English Language Questions with Answers Practice test 33 for IBPS Clerk Preliminary and Main online test Prepare bank Clerk banking mock exams adda

1 . Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Internet banking is the term used for new age banking system. Internet banking is also called as online banking and it is an outgrowth of PC banking. Internet banking uses the internet as the delivery channel by which to conduct banking activity, for example, transferring funds, paying bills, viewing checking and savings account balances, paying mortgages and purchasing financial instruments and certificates of deposits. Internet banking is a result of explored possibility to use internet application in one of the various domains of commerce. It is difficult to infer whether the internet tool has been applied for convenience of bankers or for the customers' convenience. But ultimately it contributes in increasing the efficiency of the banking operation as well providing more convenience to customers. Without even interacting with the bankers, customers $transact$ from one corner of the country to another corner.

There are many advantages of online Banking. It is convenient, it isn't bound by operational timings, there are no geographical barriers and the services can be offered at a $minuscule$ cost. Electronic banking has experienced explosive growth and has transformed traditional practices in banking.

Private Banks in India were the first to implement internet banking services in the banking industry. Private Banks, due to late entry into the industry, understood that the establishing network in remote corners of the country is a very difficult task. It was clear to them that the only way to stay connected to the customers at any place and at any time is through internet applications. They took the internet applications as a weapon of competitive advantage to corner the great $monoliths$ like State Bank of India, Indian Bank etc. Private Banks are pioneer in India to explore the $versatility$ of internet applications in delivering services to customers.

Several studies have attempted to assess the relative importance of B2B and B2C business domains. There is wide difference in estimates of volume of business transacted overInternet and its components under B2C and B2B. However, most studies agree that volume of transactions in B2B domain far exceeds that in B2C. This is expected result. There is also a growing opinion that the future of e-business lies in B2B domain, as compared to B2C. This has several reasons, like low penetration of PCs to households, low bandwidth availability etc in a large part of the world. The success of B2C ventures depends to a large extent on the shopping habits of people in different parts of the world. A survey sponsored jointly by Confederation of Indian Industries and Infrastructure Leasing and Financial Services on ecommerce in India in 2010 the following observations. 62% of PC owners and 75% of PC non-owners but who have access to Internet would not buy through the net, as they were not sure of the product offered. The same study estimated the size of B2B business in India by the year 2011 to be varying between Rs 1250 billion to Rs 1500 billion. In a recent study done by Arthur Anderson, it has been estimated that 84% of total ebusiness revenue is generated from B2B segment and the growth prospects in this segment are $substantial$. It has estimated the revenues to be anywhere between US $ 8.1 trillion to over US $ 21 trillion within the next three years (2014).
What percentage of PC non-owners but who have access to Internet would not prefer to buy through the net, as they are not sure of the product offered?
A.  75% B.    62%
C.  84% D.    76%
E.    None of these
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2 . Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Internet banking is the term used for new age banking system. Internet banking is also called as online banking and it is an outgrowth of PC banking. Internet banking uses the internet as the delivery channel by which to conduct banking activity, for example, transferring funds, paying bills, viewing checking and savings account balances, paying mortgages and purchasing financial instruments and certificates of deposits. Internet banking is a result of explored possibility to use internet application in one of the various domains of commerce. It is difficult to infer whether the internet tool has been applied for convenience of bankers or for the customers' convenience. But ultimately it contributes in increasing the efficiency of the banking operation as well providing more convenience to customers. Without even interacting with the bankers, customers $transact$ from one corner of the country to another corner.

There are many advantages of online Banking. It is convenient, it isn't bound by operational timings, there are no geographical barriers and the services can be offered at a $minuscule$ cost. Electronic banking has experienced explosive growth and has transformed traditional practices in banking.

Private Banks in India were the first to implement internet banking services in the banking industry. Private Banks, due to late entry into the industry, understood that the establishing network in remote corners of the country is a very difficult task. It was clear to them that the only way to stay connected to the customers at any place and at any time is through internet applications. They took the internet applications as a weapon of competitive advantage to corner the great $monoliths$ like State Bank of India, Indian Bank etc. Private Banks are pioneer in India to explore the $versatility$ of internet applications in delivering services to customers.

Several studies have attempted to assess the relative importance of B2B and B2C business domains. There is wide difference in estimates of volume of business transacted overInternet and its components under B2C and B2B. However, most studies agree that volume of transactions in B2B domain far exceeds that in B2C. This is expected result. There is also a growing opinion that the future of e-business lies in B2B domain, as compared to B2C. This has several reasons, like low penetration of PCs to households, low bandwidth availability etc in a large part of the world. The success of B2C ventures depends to a large extent on the shopping habits of people in different parts of the world. A survey sponsored jointly by Confederation of Indian Industries and Infrastructure Leasing and Financial Services on ecommerce in India in 2010 the following observations. 62% of PC owners and 75% of PC non-owners but who have access to Internet would not buy through the net, as they were not sure of the product offered. The same study estimated the size of B2B business in India by the year 2011 to be varying between Rs 1250 billion to Rs 1500 billion. In a recent study done by Arthur Anderson, it has been estimated that 84% of total ebusiness revenue is generated from B2B segment and the growth prospects in this segment are $substantial$. It has estimated the revenues to be anywhere between US $ 8.1 trillion to over US $ 21 trillion within the next three years (2014).
Which type of activities are performed by internet banking?
A.  Paying bills B.    Transferring funds
C.  Paying mortgages D.    Purchasing financial instruments and certificates of deposits
E.    None of these
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3 . Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Internet banking is the term used for new age banking system. Internet banking is also called as online banking and it is an outgrowth of PC banking. Internet banking uses the internet as the delivery channel by which to conduct banking activity, for example, transferring funds, paying bills, viewing checking and savings account balances, paying mortgages and purchasing financial instruments and certificates of deposits. Internet banking is a result of explored possibility to use internet application in one of the various domains of commerce. It is difficult to infer whether the internet tool has been applied for convenience of bankers or for the customers' convenience. But ultimately it contributes in increasing the efficiency of the banking operation as well providing more convenience to customers. Without even interacting with the bankers, customers $transact$ from one corner of the country to another corner.

There are many advantages of online Banking. It is convenient, it isn't bound by operational timings, there are no geographical barriers and the services can be offered at a $minuscule$ cost. Electronic banking has experienced explosive growth and has transformed traditional practices in banking.

Private Banks in India were the first to implement internet banking services in the banking industry. Private Banks, due to late entry into the industry, understood that the establishing network in remote corners of the country is a very difficult task. It was clear to them that the only way to stay connected to the customers at any place and at any time is through internet applications. They took the internet applications as a weapon of competitive advantage to corner the great $monoliths$ like State Bank of India, Indian Bank etc. Private Banks are pioneer in India to explore the $versatility$ of internet applications in delivering services to customers.

Several studies have attempted to assess the relative importance of B2B and B2C business domains. There is wide difference in estimates of volume of business transacted overInternet and its components under B2C and B2B. However, most studies agree that volume of transactions in B2B domain far exceeds that in B2C. This is expected result. There is also a growing opinion that the future of e-business lies in B2B domain, as compared to B2C. This has several reasons, like low penetration of PCs to households, low bandwidth availability etc in a large part of the world. The success of B2C ventures depends to a large extent on the shopping habits of people in different parts of the world. A survey sponsored jointly by Confederation of Indian Industries and Infrastructure Leasing and Financial Services on ecommerce in India in 2010 the following observations. 62% of PC owners and 75% of PC non-owners but who have access to Internet would not buy through the net, as they were not sure of the product offered. The same study estimated the size of B2B business in India by the year 2011 to be varying between Rs 1250 billion to Rs 1500 billion. In a recent study done by Arthur Anderson, it has been estimated that 84% of total ebusiness revenue is generated from B2B segment and the growth prospects in this segment are $substantial$. It has estimated the revenues to be anywhere between US $ 8.1 trillion to over US $ 21 trillion within the next three years (2014).
What estimate was made by confederation of Indian Industries regarding the size of B2B business in India by the year 2011?
A.  Between Rs 250 billion to Rs 500 billion B.    Between Rs 1250 billion to Rs 1500 billion
C.  Between Rs 850 billion to Rs 1050 billion D.    Between $ 8.7 trillion to $ 21 trillion
E.    None of these
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4 . Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Internet banking is the term used for new age banking system. Internet banking is also called as online banking and it is an outgrowth of PC banking. Internet banking uses the internet as the delivery channel by which to conduct banking activity, for example, transferring funds, paying bills, viewing checking and savings account balances, paying mortgages and purchasing financial instruments and certificates of deposits. Internet banking is a result of explored possibility to use internet application in one of the various domains of commerce. It is difficult to infer whether the internet tool has been applied for convenience of bankers or for the customers' convenience. But ultimately it contributes in increasing the efficiency of the banking operation as well providing more convenience to customers. Without even interacting with the bankers, customers $transact$ from one corner of the country to another corner.

There are many advantages of online Banking. It is convenient, it isn't bound by operational timings, there are no geographical barriers and the services can be offered at a $minuscule$ cost. Electronic banking has experienced explosive growth and has transformed traditional practices in banking.

Private Banks in India were the first to implement internet banking services in the banking industry. Private Banks, due to late entry into the industry, understood that the establishing network in remote corners of the country is a very difficult task. It was clear to them that the only way to stay connected to the customers at any place and at any time is through internet applications. They took the internet applications as a weapon of competitive advantage to corner the great $monoliths$ like State Bank of India, Indian Bank etc. Private Banks are pioneer in India to explore the $versatility$ of internet applications in delivering services to customers.

Several studies have attempted to assess the relative importance of B2B and B2C business domains. There is wide difference in estimates of volume of business transacted overInternet and its components under B2C and B2B. However, most studies agree that volume of transactions in B2B domain far exceeds that in B2C. This is expected result. There is also a growing opinion that the future of e-business lies in B2B domain, as compared to B2C. This has several reasons, like low penetration of PCs to households, low bandwidth availability etc in a large part of the world. The success of B2C ventures depends to a large extent on the shopping habits of people in different parts of the world. A survey sponsored jointly by Confederation of Indian Industries and Infrastructure Leasing and Financial Services on ecommerce in India in 2010 the following observations. 62% of PC owners and 75% of PC non-owners but who have access to Internet would not buy through the net, as they were not sure of the product offered. The same study estimated the size of B2B business in India by the year 2011 to be varying between Rs 1250 billion to Rs 1500 billion. In a recent study done by Arthur Anderson, it has been estimated that 84% of total ebusiness revenue is generated from B2B segment and the growth prospects in this segment are $substantial$. It has estimated the revenues to be anywhere between US $ 8.1 trillion to over US $ 21 trillion within the next three years (2014).

Choose the word which is most similar in meaning to the word printed in bold as used in the passage
$Versatility$
A.  Multi-utility B.    vesicle
C.  dullness D.    necessity
E.    meanness
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5 . Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Internet banking is the term used for new age banking system. Internet banking is also called as online banking and it is an outgrowth of PC banking. Internet banking uses the internet as the delivery channel by which to conduct banking activity, for example, transferring funds, paying bills, viewing checking and savings account balances, paying mortgages and purchasing financial instruments and certificates of deposits. Internet banking is a result of explored possibility to use internet application in one of the various domains of commerce. It is difficult to infer whether the internet tool has been applied for convenience of bankers or for the customers' convenience. But ultimately it contributes in increasing the efficiency of the banking operation as well providing more convenience to customers. Without even interacting with the bankers, customers $transact$ from one corner of the country to another corner.

There are many advantages of online Banking. It is convenient, it isn't bound by operational timings, there are no geographical barriers and the services can be offered at a $minuscule$ cost. Electronic banking has experienced explosive growth and has transformed traditional practices in banking.

Private Banks in India were the first to implement internet banking services in the banking industry. Private Banks, due to late entry into the industry, understood that the establishing network in remote corners of the country is a very difficult task. It was clear to them that the only way to stay connected to the customers at any place and at any time is through internet applications. They took the internet applications as a weapon of competitive advantage to corner the great $monoliths$ like State Bank of India, Indian Bank etc. Private Banks are pioneer in India to explore the $versatility$ of internet applications in delivering services to customers.

Several studies have attempted to assess the relative importance of B2B and B2C business domains. There is wide difference in estimates of volume of business transacted overInternet and its components under B2C and B2B. However, most studies agree that volume of transactions in B2B domain far exceeds that in B2C. This is expected result. There is also a growing opinion that the future of e-business lies in B2B domain, as compared to B2C. This has several reasons, like low penetration of PCs to households, low bandwidth availability etc in a large part of the world. The success of B2C ventures depends to a large extent on the shopping habits of people in different parts of the world. A survey sponsored jointly by Confederation of Indian Industries and Infrastructure Leasing and Financial Services on ecommerce in India in 2010 the following observations. 62% of PC owners and 75% of PC non-owners but who have access to Internet would not buy through the net, as they were not sure of the product offered. The same study estimated the size of B2B business in India by the year 2011 to be varying between Rs 1250 billion to Rs 1500 billion. In a recent study done by Arthur Anderson, it has been estimated that 84% of total ebusiness revenue is generated from B2B segment and the growth prospects in this segment are $substantial$. It has estimated the revenues to be anywhere between US $ 8.1 trillion to over US $ 21 trillion within the next three years (2014).

Choose the word which is most similar in meaning to the word printed in bold as used in the passage
$Monoliths$
A.  large blocks of stone B.    large organisations
C.  monopoly D.    dwarfs
E.    niche
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6 . Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Internet banking is the term used for new age banking system. Internet banking is also called as online banking and it is an outgrowth of PC banking. Internet banking uses the internet as the delivery channel by which to conduct banking activity, for example, transferring funds, paying bills, viewing checking and savings account balances, paying mortgages and purchasing financial instruments and certificates of deposits. Internet banking is a result of explored possibility to use internet application in one of the various domains of commerce. It is difficult to infer whether the internet tool has been applied for convenience of bankers or for the customers' convenience. But ultimately it contributes in increasing the efficiency of the banking operation as well providing more convenience to customers. Without even interacting with the bankers, customers $transact$ from one corner of the country to another corner.

There are many advantages of online Banking. It is convenient, it isn't bound by operational timings, there are no geographical barriers and the services can be offered at a $minuscule$ cost. Electronic banking has experienced explosive growth and has transformed traditional practices in banking.

Private Banks in India were the first to implement internet banking services in the banking industry. Private Banks, due to late entry into the industry, understood that the establishing network in remote corners of the country is a very difficult task. It was clear to them that the only way to stay connected to the customers at any place and at any time is through internet applications. They took the internet applications as a weapon of competitive advantage to corner the great $monoliths$ like State Bank of India, Indian Bank etc. Private Banks are pioneer in India to explore the $versatility$ of internet applications in delivering services to customers.

Several studies have attempted to assess the relative importance of B2B and B2C business domains. There is wide difference in estimates of volume of business transacted overInternet and its components under B2C and B2B. However, most studies agree that volume of transactions in B2B domain far exceeds that in B2C. This is expected result. There is also a growing opinion that the future of e-business lies in B2B domain, as compared to B2C. This has several reasons, like low penetration of PCs to households, low bandwidth availability etc in a large part of the world. The success of B2C ventures depends to a large extent on the shopping habits of people in different parts of the world. A survey sponsored jointly by Confederation of Indian Industries and Infrastructure Leasing and Financial Services on ecommerce in India in 2010 the following observations. 62% of PC owners and 75% of PC non-owners but who have access to Internet would not buy through the net, as they were not sure of the product offered. The same study estimated the size of B2B business in India by the year 2011 to be varying between Rs 1250 billion to Rs 1500 billion. In a recent study done by Arthur Anderson, it has been estimated that 84% of total ebusiness revenue is generated from B2B segment and the growth prospects in this segment are $substantial$. It has estimated the revenues to be anywhere between US $ 8.1 trillion to over US $ 21 trillion within the next three years (2014).

Choose the word which is most similar in meaning to the word printed in bold as used in the passage
$Transact$
A.  do business B.    tranquillize
C.  transcend D.    exceed
E.    transfer
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7 . Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Internet banking is the term used for new age banking system. Internet banking is also called as online banking and it is an outgrowth of PC banking. Internet banking uses the internet as the delivery channel by which to conduct banking activity, for example, transferring funds, paying bills, viewing checking and savings account balances, paying mortgages and purchasing financial instruments and certificates of deposits. Internet banking is a result of explored possibility to use internet application in one of the various domains of commerce. It is difficult to infer whether the internet tool has been applied for convenience of bankers or for the customers' convenience. But ultimately it contributes in increasing the efficiency of the banking operation as well providing more convenience to customers. Without even interacting with the bankers, customers $transact$ from one corner of the country to another corner.

There are many advantages of online Banking. It is convenient, it isn't bound by operational timings, there are no geographical barriers and the services can be offered at a $minuscule$ cost. Electronic banking has experienced explosive growth and has transformed traditional practices in banking.

Private Banks in India were the first to implement internet banking services in the banking industry. Private Banks, due to late entry into the industry, understood that the establishing network in remote corners of the country is a very difficult task. It was clear to them that the only way to stay connected to the customers at any place and at any time is through internet applications. They took the internet applications as a weapon of competitive advantage to corner the great $monoliths$ like State Bank of India, Indian Bank etc. Private Banks are pioneer in India to explore the $versatility$ of internet applications in delivering services to customers.

Several studies have attempted to assess the relative importance of B2B and B2C business domains. There is wide difference in estimates of volume of business transacted overInternet and its components under B2C and B2B. However, most studies agree that volume of transactions in B2B domain far exceeds that in B2C. This is expected result. There is also a growing opinion that the future of e-business lies in B2B domain, as compared to B2C. This has several reasons, like low penetration of PCs to households, low bandwidth availability etc in a large part of the world. The success of B2C ventures depends to a large extent on the shopping habits of people in different parts of the world. A survey sponsored jointly by Confederation of Indian Industries and Infrastructure Leasing and Financial Services on ecommerce in India in 2010 the following observations. 62% of PC owners and 75% of PC non-owners but who have access to Internet would not buy through the net, as they were not sure of the product offered. The same study estimated the size of B2B business in India by the year 2011 to be varying between Rs 1250 billion to Rs 1500 billion. In a recent study done by Arthur Anderson, it has been estimated that 84% of total ebusiness revenue is generated from B2B segment and the growth prospects in this segment are $substantial$. It has estimated the revenues to be anywhere between US $ 8.1 trillion to over US $ 21 trillion within the next three years (2014).

Choose the word which is most opposite in meaning to the word printed in bold as used in the passage.
$Substantial$
A.  meagre B.    considerable
C.  large D.    submissive
E.    sufficient
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8 . Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Internet banking is the term used for new age banking system. Internet banking is also called as online banking and it is an outgrowth of PC banking. Internet banking uses the internet as the delivery channel by which to conduct banking activity, for example, transferring funds, paying bills, viewing checking and savings account balances, paying mortgages and purchasing financial instruments and certificates of deposits. Internet banking is a result of explored possibility to use internet application in one of the various domains of commerce. It is difficult to infer whether the internet tool has been applied for convenience of bankers or for the customers' convenience. But ultimately it contributes in increasing the efficiency of the banking operation as well providing more convenience to customers. Without even interacting with the bankers, customers $transact$ from one corner of the country to another corner.

There are many advantages of online Banking. It is convenient, it isn't bound by operational timings, there are no geographical barriers and the services can be offered at a $minuscule$ cost. Electronic banking has experienced explosive growth and has transformed traditional practices in banking.

Private Banks in India were the first to implement internet banking services in the banking industry. Private Banks, due to late entry into the industry, understood that the establishing network in remote corners of the country is a very difficult task. It was clear to them that the only way to stay connected to the customers at any place and at any time is through internet applications. They took the internet applications as a weapon of competitive advantage to corner the great $monoliths$ like State Bank of India, Indian Bank etc. Private Banks are pioneer in India to explore the $versatility$ of internet applications in delivering services to customers.

Several studies have attempted to assess the relative importance of B2B and B2C business domains. There is wide difference in estimates of volume of business transacted overInternet and its components under B2C and B2B. However, most studies agree that volume of transactions in B2B domain far exceeds that in B2C. This is expected result. There is also a growing opinion that the future of e-business lies in B2B domain, as compared to B2C. This has several reasons, like low penetration of PCs to households, low bandwidth availability etc in a large part of the world. The success of B2C ventures depends to a large extent on the shopping habits of people in different parts of the world. A survey sponsored jointly by Confederation of Indian Industries and Infrastructure Leasing and Financial Services on ecommerce in India in 2010 the following observations. 62% of PC owners and 75% of PC non-owners but who have access to Internet would not buy through the net, as they were not sure of the product offered. The same study estimated the size of B2B business in India by the year 2011 to be varying between Rs 1250 billion to Rs 1500 billion. In a recent study done by Arthur Anderson, it has been estimated that 84% of total ebusiness revenue is generated from B2B segment and the growth prospects in this segment are $substantial$. It has estimated the revenues to be anywhere between US $ 8.1 trillion to over US $ 21 trillion within the next three years (2014).

Choose the word which is most opposite in meaning to the word printed in bold as used in the passage.
$Minuscule$
A.  Small B.    Minimum
C.  Minute D.    Large
E.    Maximum
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9 . In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

Trust is a $(1)$ relationship concept that needs clarification because researchers $(2)$ disciplines have defined it in so many different ways. A typology of trust types would make it easier to $(3)$ and communicate results, and would be especially valuable if the types of trust related to one another. The typology should be interdisciplinary $(4)$ many disciplines research e-commerce. This paper $(5)$ a parsimonious interdisciplinary typology and relates trust constructs to e-commerce consumer actions, defining both conceptual-level and operational-level trust constructs. Conceptual-level constructs consist $(6)$ disposition to trust (primarily from psychology), institution-based trust (from sociology), and trusting $(7)$ and trusting intentions (primarily from social psychology). Each construct is $(8)$ into measurable subconstructs, and the typology shows how trust constructs relate $(9)$ already existing Internet relationship constructs. The effects of Web vendor interventions on consumer behaviours are posited to be $(10)$ mediated by consumer trusting beliefs and trusting intentions in the e-vendor.
$(1)$
A.  vital B.    close
C.  important D.    low
E.    proximate
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10 . In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

Trust is a $(1)$ relationship concept that needs clarification because researchers $(2)$ disciplines have defined it in so many different ways. A typology of trust types would make it easier to $(3)$ and communicate results, and would be especially valuable if the types of trust related to one another. The typology should be interdisciplinary $(4)$ many disciplines research e-commerce. This paper $(5)$ a parsimonious interdisciplinary typology and relates trust constructs to e-commerce consumer actions, defining both conceptual-level and operational-level trust constructs. Conceptual-level constructs consist $(6)$ disposition to trust (primarily from psychology), institution-based trust (from sociology), and trusting $(7)$ and trusting intentions (primarily from social psychology). Each construct is $(8)$ into measurable subconstructs, and the typology shows how trust constructs relate $(9)$ already existing Internet relationship constructs. The effects of Web vendor interventions on consumer behaviours are posited to be $(10)$ mediated by consumer trusting beliefs and trusting intentions in the e-vendor.
$(2)$
A.  along B.    around
C.  across D.    above
E.    over and above
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