IBPS Clerk English Language Questions with Answers Practice online test 56

Description: free IBPS Clerk English Language Questions with Answers Practice test 56 for IBPS Clerk Preliminary and Main online test Prepare bank Clerk banking mock exams adda

1 . Read the following passage carefully and answer the questions given below it. Certain words/phrases are printed in bold to help you locate them while answering some of the questions.

Off the coast near Jeddah about six years ago I slipped a pair of flippers onto my feet, put on a face mask and $gingerly$ poked my head beneath the placid surface of the Red Sea. I am not sure, now, exactly what I saw in that first glimpse: shafts of sunlight, probably, slanting off through clear blue water; a coral reef of $fantastic$ beauty; and, no doubt, many fish. But I do $recall$ that by the time I surfaced I had already developed a need to return to that incredibly lovely world below. $So\,\,\, I \,\,\,did$. Indeed, it would not be much of an exaggeration to say that except for such periods as were necessary to earn a living, I have rarely been anywhere else.Diving became a passion and then a way of life-one, as you will gather, I totally endorse.

For the first year after that initial experience I amused myself by hunting fish with a spear gun. It was not at all difficult. Fish are so abundant there that divers do not need to use tanks to get down to where the fish are; they find them near the surface. Furthermore, the water of the Red Sea, like the Caribbean, the South Seas and parts of the Indian Ocean, is so $transparent$ that you can see up to 150 feet away. Thus, all you really need is a mask, a snorkel tube to breathe trough,flippers and a spear gun.

Hunting, however, began to pall on me. I began to wonder if it wouldn't be more interesting and more sporting to photograph some of these $magnificent$ creatures rather than kill them. It was certainly an ideal place for underwater photography. In addition to hundreds of species of fish, the Red Sea coast offers thousands of moles of what they call '$fringing reefs$' - great barriers of coral 10 to 200 mileswide that wind along the African shore from Egypt to Djibouti and down the Asian shore from Aqaba to the Bab-al-Mandab at the gate of the Indian Ocean. Although no more than the accumulation of billions of coral polyps-$minute$

creatures that produce a calcareous deposit-the reefs have grown to fantastic sizes, the largest being the 1,200 mile-long Great Barrier Reef in Australia

Which of the following is most OPPOSITE in meaning of the word given in bold as used in the passage?
$FANTASTIC$
A.  incredible B.    plausible
C.  unforgettable D.    imaginary
E.    realistic
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2 . Read the following passage carefully and answer the questions given below it. Certain words/phrases are printed in bold to help you locate them while answering some of the questions.

Off the coast near Jeddah about six years ago I slipped a pair of flippers onto my feet, put on a face mask and $gingerly$ poked my head beneath the placid surface of the Red Sea. I am not sure, now, exactly what I saw in that first glimpse: shafts of sunlight, probably, slanting off through clear blue water; a coral reef of $fantastic$ beauty; and, no doubt, many fish. But I do $recall$ that by the time I surfaced I had already developed a need to return to that incredibly lovely world below. $So\,\,\, I \,\,\,did$. Indeed, it would not be much of an exaggeration to say that except for such periods as were necessary to earn a living, I have rarely been anywhere else.Diving became a passion and then a way of life-one, as you will gather, I totally endorse.

For the first year after that initial experience I amused myself by hunting fish with a spear gun. It was not at all difficult. Fish are so abundant there that divers do not need to use tanks to get down to where the fish are; they find them near the surface. Furthermore, the water of the Red Sea, like the Caribbean, the South Seas and parts of the Indian Ocean, is so $transparent$ that you can see up to 150 feet away. Thus, all you really need is a mask, a snorkel tube to breathe trough,flippers and a spear gun.

Hunting, however, began to pall on me. I began to wonder if it wouldn't be more interesting and more sporting to photograph some of these $magnificent$ creatures rather than kill them. It was certainly an ideal place for underwater photography. In addition to hundreds of species of fish, the Red Sea coast offers thousands of moles of what they call '$fringing reefs$' - great barriers of coral 10 to 200 mileswide that wind along the African shore from Egypt to Djibouti and down the Asian shore from Aqaba to the Bab-al-Mandab at the gate of the Indian Ocean. Although no more than the accumulation of billions of coral polyps-$minute$

creatures that produce a calcareous deposit-the reefs have grown to fantastic sizes, the largest being the 1,200 mile-long Great Barrier Reef in Australia

Which of the following is most OPPOSITE in meaning of the word given in bold as used in the passage?
$RECALL$
A.  Call up B.    Recollect
C.  Forget D.    Invite
E.    Send back
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3 . Read the following passage carefully and answer the questions given below it. Certain words/phrases are printed in bold to help you locate them while answering some of the questions.

Off the coast near Jeddah about six years ago I slipped a pair of flippers onto my feet, put on a face mask and $gingerly$ poked my head beneath the placid surface of the Red Sea. I am not sure, now, exactly what I saw in that first glimpse: shafts of sunlight, probably, slanting off through clear blue water; a coral reef of $fantastic$ beauty; and, no doubt, many fish. But I do $recall$ that by the time I surfaced I had already developed a need to return to that incredibly lovely world below. $So\,\,\, I \,\,\,did$. Indeed, it would not be much of an exaggeration to say that except for such periods as were necessary to earn a living, I have rarely been anywhere else.Diving became a passion and then a way of life-one, as you will gather, I totally endorse.

For the first year after that initial experience I amused myself by hunting fish with a spear gun. It was not at all difficult. Fish are so abundant there that divers do not need to use tanks to get down to where the fish are; they find them near the surface. Furthermore, the water of the Red Sea, like the Caribbean, the South Seas and parts of the Indian Ocean, is so $transparent$ that you can see up to 150 feet away. Thus, all you really need is a mask, a snorkel tube to breathe trough,flippers and a spear gun.

Hunting, however, began to pall on me. I began to wonder if it wouldn't be more interesting and more sporting to photograph some of these $magnificent$ creatures rather than kill them. It was certainly an ideal place for underwater photography. In addition to hundreds of species of fish, the Red Sea coast offers thousands of moles of what they call '$fringing reefs$' - great barriers of coral 10 to 200 mileswide that wind along the African shore from Egypt to Djibouti and down the Asian shore from Aqaba to the Bab-al-Mandab at the gate of the Indian Ocean. Although no more than the accumulation of billions of coral polyps-$minute$

creatures that produce a calcareous deposit-the reefs have grown to fantastic sizes, the largest being the 1,200 mile-long Great Barrier Reef in Australia

Which of the following is most OPPOSITE in meaning of the word given in bold as used in the passage?
$MINUTE$
A.  Enormous B.    Tiny
C.  Small D.    Heavy
E.    Delay
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4 . Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.

(A) Securitization Act provides teeth to banks to deal well with such defaulters.

(B) Therefore, the banks should first examine thoroughlythe genuineness of the clients and prevent them from turning into defaulters.

(C) Recovery of loans form the borrowers is one of the biggest problems of almost all of them

(D) It is because most of them have a tendency to misutilize the funds.

(E) Most banks these days have been facing a lot of different problems.

(F) Most of the borrowers don't have money to repay.
Which of the following should be the SECOND statement after rearrangement?
A.  A B.    B
C.  C D.    D
E.    E
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5 . Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.

(A) Securitization Act provides teeth to banks to deal well with such defaulters.

(B) Therefore, the banks should first examine thoroughlythe genuineness of the clients and prevent them from turning into defaulters.

(C) Recovery of loans form the borrowers is one of the biggest problems of almost all of them

(D) It is because most of them have a tendency to misutilize the funds.

(E) Most banks these days have been facing a lot of different problems.

(F) Most of the borrowers don't have money to repay.
Which of the following should be the SIXTH (LAST) statement after rearrangement?
A.  A B.    B
C.  C D.    D
E.    E
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6 . Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.

(A) Securitization Act provides teeth to banks to deal well with such defaulters.

(B) Therefore, the banks should first examine thoroughlythe genuineness of the clients and prevent them from turning into defaulters.

(C) Recovery of loans form the borrowers is one of the biggest problems of almost all of them

(D) It is because most of them have a tendency to misutilize the funds.

(E) Most banks these days have been facing a lot of different problems.

(F) Most of the borrowers don't have money to repay.
Which of the following should be the FIFTHstatement after rearrangement?
A.  A B.    B
C.  C D.    D
E.    E
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7 . Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.

(A) Securitization Act provides teeth to banks to deal well with such defaulters.

(B) Therefore, the banks should first examine thoroughlythe genuineness of the clients and prevent them from turning into defaulters.

(C) Recovery of loans form the borrowers is one of the biggest problems of almost all of them

(D) It is because most of them have a tendency to misutilize the funds.

(E) Most banks these days have been facing a lot of different problems.

(F) Most of the borrowers don't have money to repay.
Which of the following should be the FOURTH statement after rearrangement?
A.  A B.    B
C.  C D.    D
E.    E
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8 . Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.

(A) Securitization Act provides teeth to banks to deal well with such defaulters.

(B) Therefore, the banks should first examine thoroughlythe genuineness of the clients and prevent them from turning into defaulters.

(C) Recovery of loans form the borrowers is one of the biggest problems of almost all of them

(D) It is because most of them have a tendency to misutilize the funds.

(E) Most banks these days have been facing a lot of different problems.

(F) Most of the borrowers don't have money to repay.
Which of the following should be the FIRSTstatement after rearrangement ?
A.  A B.    B
C.  C D.    D
E.    E
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9 . In the following passage, there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

India's approach towards treatment of $(1)$banks is yet another interesting issue. Rather than closing them downpolicymakers in India have shown a preference to $(2)$such banks with healthy public sector banks. It has been $(3)$ incertain circles that such an approach may give rise to a moral hazard problem. However, two issues need $(4)$ in this context.First, commercial banks are the most dominant and systemically important segment of the financial system. Second, over 70 per cent of the bank depositors in India are small depositors. Therefore, systemic concerns coupled with the necessity to $(5)$ the interest of small depositors havebeen $(6)$ in the minds of policy makers while $(7)$ with insolvent banks. This issue had not $(8)$much attention in the context of a predominantly government-owned banking system. As the weight of private banks increases, further thinking will need to be done on this subject, both in terms of $(9)$of insolvency through advance regulatory supervision and action, and post-insolvency measures that $(10)$ moral hazard and eventual fiscal cost.
$(1)$
A.  cooperative B.    small
C.  private D.    insolvent
E.    foreign
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10 . In the following passage, there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

India's approach towards treatment of $(1)$banks is yet another interesting issue. Rather than closing them downpolicymakers in India have shown a preference to $(2)$such banks with healthy public sector banks. It has been $(3)$ incertain circles that such an approach may give rise to a moral hazard problem. However, two issues need $(4)$ in this context.First, commercial banks are the most dominant and systemically important segment of the financial system. Second, over 70 per cent of the bank depositors in India are small depositors. Therefore, systemic concerns coupled with the necessity to $(5)$ the interest of small depositors havebeen $(6)$ in the minds of policy makers while $(7)$ with insolvent banks. This issue had not $(8)$much attention in the context of a predominantly government-owned banking system. As the weight of private banks increases, further thinking will need to be done on this subject, both in terms of $(9)$of insolvency through advance regulatory supervision and action, and post-insolvency measures that $(10)$ moral hazard and eventual fiscal cost.
$(2)$
A.  anchor B.    merge
C.  connect D.    dissolve
E.    relegate
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